mortgage solutions

Struggling to make ends meet?

As the old saying goes are you "robbing Peter to pay Paul". Trust us you are not the only one. Today we all face many different challenges. There are times that we all become overwhelmed and are not sure where to turn. If you currently own your home you may have valuable equity in your home that you can use to reduce your monthly payments every month. What would you do with an extra $500 every month?

Call today to start saving money.

Have a mortgage with a finance company?

At some point the finance companies serve a purpose. Most of us have gone to make a large purchase with no money down and no payments for 12 months. The next thing you know you are receiving calls from the finance company offering easy money and helping you lower your monthly payments. This is how it all starts. They love to give money to those who will take it. The Finance companies have always been known for doing things that the banks can't. This was definitely true in the past, but today's market is very different. At MonctonMortgagebrokers.com we have access to innovative broker only lenders that specialize in all different types of situations. The Finance companies may want to believe that no one else can help you but them, but this is not true.

Stop the high interest mortgage payments, give us a call today!

Are you self employed?

Traditional banks base their credit decision on how much "net income" you declared at the end of the year. However we understand that this is not your true income. What happens is people who are self-employed find it difficult to get financing. We have lenders out there that offer programs geared especially for the self employed buyers. There are even programs to help you obtain financing even if you have not been self employed for more than 2 years.

Call today to find out what we can do for you?

Want to start investing in rental properties?

It used to be true that only people with "deep pockets" could qualify for mortgages on rental properties. Today there are programs geared towards ordinary people who want to build their future. With a 20% down payment, you could start investing in rental properties now. Qualifications vary, and often it is not easy to find a lender willing to give you the funds to make your investment dreams come true. That's where we fit in! We've established relationships with Canada's leading financial institutions and lending groups to help you make your investment goals achievable. .

80% purchase financing on investment properties
Financing available on all home types including duplex's, triplex's, and fourplex's and 5 units
Up to 30 YEAR AMORTIZATIONS are available

If you already own rental properties there are also fantastic options for you as well. We can offer refinancing on rental properties up to 80% of the appraised value with up to 30 year amortizations. Perhaps tapping into your current equity can help you to grow your portfolio.

Call today and let us help you build your future!

Tired of renting or a first time home buyer?

When you are renting it means that you are paying someone else's mortgage. If you are paying $800 per month in rent that means you can afford a $150,000 mortgage with today’s low rates. The down payment is no longer an issue anymore with being able to have it borrowed, gifted, or even included in your new mortgage. Wouldn't it be nice to have a home to call your own, knowing that with every payment you make, it is paying off your home and not someone else's? We can help show you the way.

Lets talk about your next move, call today!

Are you Pre Approved?

Pre-qualify in minutes. House hunting? Not sure what can you afford? Or your mortgage is coming up for renewal soon? We can hold the rate for up to 120 days and sometimes even as long as 6 months. Its FREE and no obligation. The pre-approval will hold a rate, thus protecting you from any sudden rate increases. We will then work together to get you approved at the best rate and terms. Our job is to shop the mortgage lenders on your behalf. As a mortgage broker we represent the client first. This is our promise to you!

Get Pre Approved today and save tomorrow. Call Now!

I found the perfect house… but it needs some work?

So the new home you are going to purchase need some renovations? We help buyers pay for their renovations, with one manageable mortgage payment, and as little as 5% down! Purchase Plus Improvements is for consumers looking to purchase a home that has great potential but needs a little TLC. This program allows you to make improvements immediately after taking possession of your new home and have the costs rolled into one easy-to-manage mortgage. This can also work for clients looking to refinance there home to renovate also!

Tell us about your next project, call today!

How can we buy a second home or cottage?

As your family grows, so do your needs. We can take weeks off the process, all for the lowest rate and great terms! With lifestyle demands, a second home in the city to reduce that weekly commute or a cottage at the lake for weekend getaways can be very appealing. In 2003, CMHC and Genworth introduced a product to make this process more feasible - with as little as 5% down!

Call today, get started on your dream!

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