mortgage solutions

Struggling to make ends meet?

As the old saying goes are you "robbing Peter to pay Paul". Trust us you are not the only one. Today we all face many different challenges. There are times that we all become overwhelmed and are not sure where to turn. If you currently own your home you may have valuable equity in your home that you can use to reduce your monthly payments every month. What would you do with an extra $500 every month?

Call today to start saving money.

What is a debt consolidation?

If your debts have grown to the point where they are unmanageable, it's not uncommon to owe money to several different banks and credit card companies. The burden can be crushing. Have you ever said to yourself "I wish that I only had one payment". We are all well qualified and experienced in the debt consolidation industry, and no matter what your situation we can help you pay off your creditors at great rates and get your life back on track.

Call today; let us help you get one monthly payment.

Will consolidation save me money?

Yes. Depending on how much you are consolidating, we have seen people save anywhere from $500 to $1500 per month. High interest rates on credit cards, personal loans and unsecured lines of credit could mean that you're paying off very little of the actual debt you owe, as most of what you do pay is just covering the interest. Worst of all, the longer it takes you to pay back your creditors, the worse your credit will become which in turn, makes it more difficult to solve the problem! By consolidating those multiple monthly payments, we can reduce your monthly payments, and help you to pay off more of the principle of your debt with each payment.

Refinance today, save tomorrow. Call Now!

Have a mortgage with a finance company?

At some point the finance companies serve a purpose. Most of us have gone to make a large purchase with no money down and no payments for 12 months. The next thing you know you are receiving calls from the finance company offering easy money and helping you lower your monthly payments. This is how it all starts. They love to give money to those who will take it. The Finance companies have always been known for doing things that the banks can't. This was definitely true in the past, but today's market is very different. At MonctonMortgagebrokers.com we have access to innovative broker only lenders that specialize in all different types of situations. The Finance companies may want to believe that no one else can help you but them, but this is not true.

Stop the high interest mortgage payments, give us a call today!

Are you self employed?

Traditional banks base their credit decision on how much "net income" you declared at the end of the year. However we understand that this is not your true income. What happens is people who are self-employed find it difficult to get financing. We have lenders out there that offer programs geared especially for the self employed buyers. There are even programs to help you obtain financing even if you have not been self employed for more than 2 years.

Call today to find out what we can do for you?

Want to start investing in rental properties?

It used to be true that only people with "deep pockets" could qualify for mortgages on rental properties. Today there are programs geared towards ordinary people who what to build there future. With as little as 5% down payment, you could start investing in rental properties now. Qualifications vary, and often it is not easy to find a lender willing to give you the funds to make your investment dreams come true. That's where we fit in! We've established relationships with Canada's leading financial institutions and lending groups to help you make your investment goals achievable

95% Financing on investment properties 1&2 units and 90% for 3&4 units
Financing available on all home types including duplex's, triplex's, and fourplex's
35 YEAR AMMORTIZATIONS are available

If you already own rental properties there are also fantastic options for you as well. We can offer refinancing on rental properties up to 90% of the appraised value in major urban centers, and 85% of the appraised value in less populated areas.

Call today and let us help you build your future!

Tired of renting?

When you are renting it means that you are paying someone else's mortgage. If you are paying $800 per month in rent that means you can afford a $120,000 mortgage. The down payment is no longer an issue anymore with being able to have it borrowed, gifted, or even included in your new mortgage. Wouldn't it be nice to have a home to call your own, knowing that with every payment you make, it is paying off your home and not someone else's?

Lets talk about your next move, call today!

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